True Balance Refer and Earn: How to Get Instant
Loans and Rewards in 2025
In today’s fast-moving world, where every
rupee counts, finding an app that gives you both loan support and rewards is a blessing.
One such platform is TrueBalance. It started as a mobile balance checking app and has
now become a full-fledged loan
and finance app that helps millions in India.
But here’s the exciting part, you can earn money just by referring your friends,
and even get instant personal loans
with minimal documentation.
In this blog, we’ll break down:
- What is True Balance?
- How to earn via True Balance referral program?
- How to get instant personal loans?
- Is it safe and legal?
- Tips to maximize your earnings
- Investment advisory and things to watch out for
What Is True Balance App?
TrueBalance is an RBI-approved NBFC (Non-Banking Financial Company)
operated by Balancehero India. It offers:
- Instant Personal Loans
- Mobile Recharge
- Utility Bill Payments
- Insurance
- Cashback & Rewards
- Refer and Earn Program
It is available on the Google Play Store and supports users across India, especially in tier 2 and tier 3 cities where access to traditional banking is limited.
How Does True Balance Refer and Earn Work?
True Balance gives you the option to earn
passive income. You refer the app to your friends or family. When they install
and take a loan or use services, you earn money.
Step-by-step: How to Refer and Earn
1.
Download
the app from here
2.
Create an account using your mobile number
3.
Go to the “Refer
& Earn” section
4.
Share your unique
referral link with friends via WhatsApp, SMS, Telegram
5.
Once your friend installs the app and applies for a
loan or recharges,you earn cash!
6.
Earn up to ₹1,000 per referral (based on offers)
Pro Tip: The more active your referrals are (e.g., loan takers, bill payers), the more you earn.
Benefits of Using True Balance in 2025
| Features | Benefits |
|---|---|
| Paperless Loans | Get personal loans up to ₹50,000 without paperwork |
| Safe & RBI-registered | Operated by Balancehero India NBFC |
| Easy KYC | Just need PAN & Aadhaar |
| No Credit Score? No Worries | Ideal for new-to-credit users |
| Cashback & Offers | On recharges, bill payments |
| Referral Income | Unlimited earning potential |
| Multilingual Support | Available in Hindi, Tamil, Telugu, Bengali, and more |
How to Get a Loan from True Balance?
You can apply for an instant personal loan in
a few minutes. Here’s how:
Eligibility:
·
Age: 21–60 years
·
PAN card & Aadhaar card
·
Mobile number linked with Aadhaar
·
Income source (self-employed/salaried)
Loan Features:
| Feature | Details |
|---|---|
| Loan Amount | ₹1,000 to ₹50,000 |
| Tenure | 62 days to 6 months |
| Interest Rate | Starting from 15% per annum |
| Processing Fee | 2%–5% |
| Approval Time | Within minutes |
| Disbursal Time | Instant to bank account |
Steps:
1.
Open True Balance app
2.
Go to "Loan"
section
3.
Enter basic details
4.
Complete e-KYC
5.
Check eligibility & select offer
6. Accept terms and get money in your bank
How to Share True Balance Referral Link?
It’s simple:
1.
Open the app
2.
Tap on “Refer & Earn”
3.
Click “Copy Link” or “Share via WhatsApp”
4.
Send it to your contacts or social media groups
5.
Track earnings in the app
Tip: Share your referral link in finance WhatsApp groups or Telegram channels for maximum visibility.
Who Should Use True Balance?
·
Students needing small loans
·
Salaried people stuck mid-month
·
Homemakers looking to earn via referrals
·
People with low or no credit score
·
Freelancers or gig workers
· Anyone paying bills or recharges online
Is True Balance Safe?
Yes, it is RBI compliant and follows data protection guidelines. Your documents are
encrypted, and your money is deposited directly into your bank.
They also offer insurance plans like:
·
Personal Accident Cover
·
COVID-19 Cover
· Daily Hospital Cash Plan
Tips to Earn More via True Balance Referral in 2025
1.
Refer to gig
workers (e.g. delivery boys, drivers, housemaids)
2.
Post your referral link on Quora answers, finance
Facebook groups
3.
Create a YouTube video showing how to take loans via
True Balance
4.
Use Telegram/WhatsApp groups (with admin permission)
5. Help people apply loans via your link and assist them
Comparison with Other Loan Apps
| Feature | True Balance | KreditBee | CASHe |
|---|---|---|---|
| Loan Disbursal | Instant | 2–4 hours | 1 day |
| Credit Score Required | No | Yes | Yes |
| Refer & Earn | Yes | Limited | No |
| Recharge/Cashback | Yes | No | No |
| Insurance | Yes | No | Yes |
Risk & Investment Advisory
Important: Taking a loan is a financial responsibility. Don’t borrow more than you can repay. Always read the terms before applying. Fliptheloss.in is not responsible for any financial loss or loan dispute. This blog is for informational purposes only.
Try True Balance Now
👉 Click here to download True Balance
Start earning today by referring your friends and help them get instant loans
when needed.
